Need 1040 tax transcripts? (This will not provide you a copy of your tax return.)
The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months from each.
Information regarding credit scores.
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Check the status of your Federal Refund.
Check the status of your Stimulus Check.
Take steps to repair your credit yourself.
Report and recover from identity theft.
Under the FCRA, both the credit reporting company and the information provider are responsible for correcting inaccurate or incomplete information in your report.
There is no secret formula to building a strong credit score, but there are some guidelines that can help.